Chile API Introduction

Environment Configuration

Environment	Protocol	MediaType	Base URL
SandBox	https	application/json	https://sandbox-gateway.smilepayz.com
Production	https	application/json	https://gateway.smilepayz.com

Chile Market Overview

Chile represents one of Latin America's most advanced digital payment ecosystems, characterized by high banking penetration, innovative fintech solutions, and a rapidly growing e-commerce sector. Our comprehensive API suite is specifically designed to address the unique requirements of the Chilean market.

Key Market Characteristics

1. High Banking Penetration: Chile boasts one of the highest banking penetration rates in Latin America, with over 80% of adults having access to formal financial services
2. Diverse Payment Methods: Support for major Chilean banks including Banco Estado, Banco de Chile, Banco Santander, and other leading financial institutions
3. Cash Payment Integration: Traditional cash payment methods remain popular, supported through our CASHIER_CL system
4. Robust Identity Verification: Comprehensive support for Chilean identity documents including RUT, DNI, CE, and PAS
5. Real-Time Processing: Advanced payment processing capabilities with immediate transaction confirmation
6. Regulatory Compliance: Full compliance with Chilean financial regulations and Central Bank requirements

Supported Payment Solutions

• Bank Transfers: Direct integration with major Chilean banks for secure and efficient fund transfers
• Cash Payments: Traditional cash payment collection through authorized payment centers
• Digital Wallets: Integration with emerging digital payment platforms
• Cross-Border Transactions: Support for international payment processing
• Real-Time Settlement: Immediate transaction processing and settlement capabilities

API Features

• Multi-Bank Support: Seamless integration with Chile's leading banking institutions
• Identity Verification: Comprehensive support for Chilean identity document types
• Account Type Flexibility: Support for both current (CORRIENTE) and savings (AHORROS) accounts
• Local Currency Processing: Native support for Chilean Peso (CLP) transactions
• Timezone Optimization: All timestamps optimized for Chile's UTC-3 timezone
• Security Standards: Bank-grade security with RSA digital signatures and encryption

Development Resources

GitHub Code Examples

java demo

• PayInRequestDemo.java - Complete pay-in transaction implementation
• PayoutRequestDemo.java - Comprehensive pay-out transaction processing
• InquiryBalanceDemo.java - Real-time account balance inquiry
• InquiryOrderStatusDemo.java - Transaction status monitoring
• SignatureUtils.java - Digital signature utilities including minify(body), sha256RsaSignature, and checkSha256RsaSignature methods

python demo

• pay_in_request_demo.py - Pay-in transaction implementation
• pay_out_request_demo.py - Pay-out transaction processing
• balance_inquiry.py - Account balance inquiry functionality
• status_inquiry.py - Transaction status monitoring
• Tool_Sign.py - Digital signature utilities with minify(body), sha256RsaSignature, and checkSha256RsaSignature methods

node.js demo

• pay_in_request_demo.js - Pay-in transaction implementation
• pay_out_request_demo.js - Pay-out transaction processing
• inquiry_balance_demo.js - Account balance inquiry functionality
• inquiry_order_status.js - Transaction status monitoring
• SignatureUtils.js - Digital signature utilities with minify(body), sha256RsaSignature, and checkSha256RsaSignature methods

php demo

• PayInRequestDemo.php - Pay-in transaction implementation
• PayoutRequestDemo.php - Pay-out transaction processing
• InquiryBalanceDemo.php - Account balance inquiry functionality
• InquiryOrderStatusDemo.php - Transaction status monitoring
• Signature.php - Digital signature utilities with minify(body), sha256RsaSignature, and checkSha256RsaSignature methods

c# demo

• PayInRequestDemo.cs - Pay-in transaction implementation
• PayOutRequestDemo.cs - Pay-out transaction processing
• BalanceInquiryDemo.cs - Account balance inquiry functionality
• OrderStatusInquiryDemo.cs - Transaction status monitoring
• SignatureUtils.cs - Digital signature utilities with minify(body), sha256RsaSignature, and checkSha256RsaSignature methods

golang demo

• /v2/PayInRequestDemoV2.go - Pay-in transaction implementation
• /v2/PayoutRequestDemov2.go - Pay-out transaction processing
• /v2/BalanceInquiryDemoV2.go - Account balance inquiry functionality
• /v2/OrderStatusInquiryDemoV2.go - Transaction status monitoring
• /common/SignatureUtils.go - Digital signature utilities with minify(body), sha256RsaSignature, and checkSha256RsaSignature methods

The current document version is above 1.0.5 (including 1.0.5). Please download 1.0.5 and install it before payment

• Download Plugin V1.0.5

Installation Guide

WooCommerce Plugin Installation

1. Plugin Discovery: Search for the plugin in the WordPress plugin directory
2. Installation: Click "Install Now" to begin the installation process
3. Activation: Activate the plugin after successful installation
4. Manual Upload: Alternatively, use the "Upload Plugin" option at the top of the page
5. File Selection: Click "Choose File" and locate the plugin file
6. Completion: Click "Activate Plugin" after installation is complete

Configuration Setup

Step 1: Merchant Configuration

Configure your merchant credentials including MerchantID and MerchantSecret

Step 2: Payment Method Activation

Enable the desired payment methods for your store